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Credit Card Terms and Conditions

1Unified Wellness

Paceline is a unified wellness company, not a bank. Credit Card will be issued by Evolve Bank & Trust; Member FDIC pursuant to a license from Visa ® USA, Inc.

23% Cash Back,

Earn up to 3% cash back value on eligible Health & Wellness purchases. Qualifying purchases made while an active Paceline Streak is held will receive a Paceline Boost resulting in a 3% cash back value. Qualifying purchases made when the cardholder does not hold an active Paceline Streak will receive 1.5% cash back value. Terms and conditions apply. For a list of qualifying merchants, please visit: paceline.fit/legal.

1% Cash Back,

Earn up to 1% cash back value on all other eligible purchases. Qualifying purchases made while an active Paceline Streak is held will receive a Paceline Boost resulting in a 1% cash back value. Qualifying purchases made when the cardholder does not hold an active Paceline Streak will receive 0.5% cash back value. Terms and conditions apply.

Cash Back,

Earn up to 3% cash back value on eligible Health & Wellness purchases. Qualifying purchases made while an active Paceline Streak is held will receive a Paceline Boost resulting in a 3% cash back value. Qualifying purchases made when the cardholder does not hold an active Paceline Streak will receive 1.5% cash back value. Terms and conditions apply. For a list of qualifying merchants, please visit:https://paceline.fit/legal/. Earn up to 1% cash back value on all other eligible purchases. Qualifying purchases made while an active Paceline Streak is held will receive a Paceline Boost resulting in a 1% cash back value. Qualifying purchases made when the cardholder does not hold an active Paceline Streak will receive 0.5% cash back value. Terms and conditions apply.

32X Rewards,

Double Streak Rewards: When a Paceline Streak is met, Paceline Cardholders in good standing will be able to redeem two Paceline Streak rewards. Terms and conditions apply.

4Apple Watch,

Get the latest Apple Watch! Earn up to a total of $429 in weekly statement credits over the course of 24 months. In order to qualify for reimbursement each week, you must: (1) maintain your Card Account status in good standing; (2) spend at least $500 per statement cycle using your Card Account; and (3) achieve your Paceline activity goal as defined in your Paceline account documents. Terms and conditions apply.

5Annual Membership Fee,

You will be charged the annual membership fee once the account is opened and on each subsequent anniversary date of account opening each year.